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Church Loan Terms
4/1/2008 by Bryan Barton
The most common misconception that most Church's have about financing their project generally revolves around the loan terms that are offered by Christian Loan Lenders. Church financing is simply a branch of traditional commercial financing which offers a fixed rate term of one year to ten years and amortization schedules of 20 years to 30 years. Realistically, the only way to fix a rate for an extended period of time is through Church Bond Financing which will provide a fixed rate in excess of 20 years. However, even though this long-term fixed rate may be attractive due to a reduced risk of interest rate fluctuations this Church financing alternative is not cheap as one should expect to pay in excess of 5 points to obtain this type of Church financing. Read more
Featured Project
"Church First Financial is a "God Sent ministry". Our ministry was presented with a one-time opportunity to acquire prime property at an unbelievable price, however we were given only a brief time to get positioned. And even after the appraisals did not come back as we had hoped, Church First was able to aggressively and successfully negotiate in record time with the lender to qualify and fund our loan in 4 weeks. If Church First had not come to our aid, we would have forfeited $50,000. Thank you Church First for being a company that believes in the power of prayer and the return that comes from hard work.

Thanks Church First for being "Kingdom Minded"."

Pastor John S. Pyles, Sr.
Tabernacle of Praise Family Worship Center
Houston, TX